Home › Broker Reviews › Upstox

📊 Upstox Review 2026

Backed by Tiger Global & Ratan Tata — honest review of charges, features, pros & cons

70 L+
Active Clients
₹0
Account Opening
₹300/yr
Demat AMC
3.9★
Our Rating
3.9
★★★★
Good — Decent for active traders, charges apply for delivery

Upstox (formerly RKSV) was founded in 2012 and is backed by Tiger Global and Ratan Tata. It's a feature-rich discount broker with a Pro Web trading platform, solid charting tools, and fast order execution. Good for active traders but has a ₹300/year demat AMC (1st year free) and charges for equity delivery — making it less cost-effective than Zerodha for long-term investors.

💰 Upstox Charges 2026

SegmentBrokerageNotes
Equity Delivery₹20 or 0.01% (whichever lower)Not free like Zerodha
Equity Intraday₹20 or 0.01% (whichever lower)Per executed order
Equity F&O₹20 per executed orderFlat fee
Currency & Commodity₹20 per executed orderFlat fee
IPO Application₹0 FREEApply via Upstox app, no charges
Mutual Funds₹0 FREEDirect plans only
Account Opening₹0 FREEFully digital KYC
Demat AMC₹300/year 1st Year FreeCharged from 2nd year onwards
DP (Sell) Charges₹18.5 + GST per scrip per daySlightly higher than Zerodha

⚖️ Pros & Cons

✅ Pros

  • Strong Pro Web platform with advanced charts
  • Good for active intraday traders
  • F&O tools and option chain viewer
  • Backed by reputed investors
  • Free IPO applications
  • Free account opening
  • Commodity and currency trading available

❌ Cons

  • ₹20/delivery (Zerodha is zero)
  • ₹300/year AMC from 2nd year
  • DP charges slightly higher than peers
  • Mobile app not as polished as Groww
  • Customer support response time
  • Research tools are limited

💡 Why We Recommend Zerodha Over Upstox

Zerodha offers zero brokerage on equity delivery, matching AMC pricing (₹300/year, 1st year free), and a better overall ecosystem with Kite + Coin + Varsity. For IPO investors and long-term holders, Zerodha is the clear winner.

⚡ Open Zerodha — Zero Delivery Charges + ₹100 Reward

Max 5 ₹100 reward claims/month · Email Client ID to contact@ipobee.in